Long Term Care Insurance
About half of 65-year-olds today will eventually develop a disability and require some long-term care services, according to a study by the Urban Institute and the U.S. Department of Health & Human Services. Most will need services for less than two years, but about 14% will require care for more than five years.
While a lot of people take insurance to cover unexpected events, there is also long-term insurance that needs to be taken into account.
It may be difficult to think about now, but you may be in a position later on in life where you need to have someone care for you.
This might be due to a chronic medical condition or just having the facility to have professional care for you in your old age.
long-term care insurance is something our team offers to ensure that you will always have peace of mind knowing you are taken care of and paying for it is also taken care of.
Having a long-term care insurance policy is ideal for being able to help cover the costs of care when you have something like a chronic illness, disability, or a disorder.
We will help you find the right policy that will be able to reimburse you for care provided in a number of places like your home, nursing homes, assisted living facilities, or an adult daycare center.
Our team is also qualified to help you work out the details and planning in a timeous way so that you don’t ever have to leave it to the last minute to take care of this particular aspect of life.
You absolutely should not be waiting until you need the care to consider buying the coverage because should you already have a condition, you will not qualify with most long-term care insurers.
Let our team work side-by-side with you to help you get the best coverage for your lifestyle.